PalmCredit Loan

PalmCredit Quick Loan Login: Borrow up to ₦100,000 on Palmcredit Credited in 5mins – NG Job Alerts


With no need for collateral, Palmcredit offers instant loans in Nigeria. Individuals can now obtain loans via Palmcredit at any time, and anywhere.  It is one of the top quick loan providers in Nigeria because of the loans’ typically cheap interest rates. Anyone in need may apply for a loan through the app, which can be downloaded from the Google Play Store.

In Nigeria, this platform has been immensely popular. It has continuously provided Nigerians with loans each year. Like every other loan provider. You will probably consider this loan platform beneficial if you adhere to its terms and regulations. They have repeatedly shown that they are capable of granting loans in just five minutes.

How much can you borrow from PalmCredit?

Palmcredit is among the top lending apps in Nigeria. With Palmcredit, you can apply for a loan directly from the app for as little as ₦2,000 or as much as ₦100,000. Quickly borrow money online with the Palmcredit App, and submit an application for an instant loan with a flexible repayment plan and favourable interest rate. Palm Credit offers an instant loan of up to 100,000. Please be aware that the maximum amount is subject to change at any time!

Plamcredit loan requirement

You might need to provide the following in order to be approved for a loan:

  • Bank Verification Number (BVN)
  • First and last name
  • Primary telephone number
  • Bank account information
  • Occupation information

How to Apply for a Loan from Palmcredit

To apply for a loan from Palmcredit, follow these steps:

1. Download the app to your phone

The app needs to be installed on your phone as a first step. This platform only has the Android app for now. Neither an iOS app nor a Windows app exists. 

The app can be set up in two different ways:

  1. You can download the app by first going to the internet portal, and entering your phone number. 
  2. You may also get the app through the Palmcredit Google Play Store. 

After you’ve downloaded the app to your phone,

The next is to create an account. Make sure to observe the instructions that appear on the screen, and provide all necessary details.

keep in mind that you might also need to confirm your phone; your phone will receive a code from them that you must enter into the app to validate.

3. Apply for a loan

Once your registration is complete, you can submit a loan application.

4. Obtain consent

The following step after submitting a loan application is to wait for loan approval. It doesn’t take long to do this as long as you give precise details.

5. Get your loan

You can obtain the loan and have it sent directly to your bank account once it has been approved.

Palmcredit interest rate

They do not impose rollover, transaction, or origination fees. The annual percentage rate (APR) on a Palmcredit loan is 56.78 per cent, with a loan interest rate that ranges from 14 to 24 per cent, or 4.6 per cent monthly.

Palmcredit loan repayment

Repaying a loan is fairly simple. Log into the app is required and then select “My Loans.” You can then decide how much you want to repay. Right there in the app, you may use your card to make the payment.

PalmCredit Loan term 

The length of the loan is between 14 and 180 days.

Palmcredit website

The website is, however, it’s now unavailable. Since they manage the debt through the app, this is immaterial. To contact them, go to their Facebook page.

Contact details

Email address: [email protected].

Phone: 017001000

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